🚗 Auto Insurance

Tariffs Disrupt Expected Rate Relief.

Building exterior in Toronto, Canada

🏠 Home Insurance:

Stabilization Amid Ongoing Climate Risks.

🧠 AI and Digital Transformation: Enhancing Efficiency and Customer Experience:

Insurers are increasingly adopting artificial intelligence (AI) and digital technologies to improve underwriting, claims handling, and overall efficiency. AI-powered risk analysis models are being used to scan large amounts of data, including prior claims and social media, to predict future behavior. This technological shift aims to increase accuracy and efficiency in underwriting.

🔐 Cyber Insurance: Adapting to Evolving Threats

With AI-fueled threats on the rise, brokers must rethink cyber insurance strategies. Insurers are focusing on enhancing their cyber policies to address the increasing complexity and frequency of cyberattacks. This includes implementing more robust digital payment systems and increasing adoption rates to combat payment fraud.

🏢 Commercial Insurance: Navigating Market Dynamics

The commercial insurance landscape is evolving, with insurers focusing on policy language adjustments to address claim exposures related to wrongful collection, global infrastructure, and war. Rates are anticipated to level off or increase slightly in 2025, with variations depending on individual carriers, classes, or other risk factors

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🏛️ Regulatory Outlook: Emphasizing Compliance and Risk Management

  • The insurance industry is facing heightened regulatory scrutiny in 2025
  • Insurers are expected to adeptly manage
  • Keep pace with technological advancements.

“Études has saved us thousands of hours of work and has unlocked insights we never thought possible.”

Annie Steiner

CEO, Greenprint

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